Rent reality check

₹/mo
The listing is not the cost. The deposit comes back, but it earns nothing while it sits there.
More than listed
₹4,122
To move in
₹1,40,000
  • rent87%
  • commute8%
  • brokerage, spread out4%
  • the locked deposit1%
  • Listed ₹28,000
  • Of take-home 37%
Valmonkvalmonk.com/rent · not advice

The link carries your numbers, so whoever opens it sees this exact result. Nothing is saved on our side.

Arithmetic on the numbers you entered, under assumptions you can change. Not advice. We don't know your savings, your job security or anything else about you. What that means.

The number in the listing

Metro, auto, fuel, whatever this address actually costs you

What this assumes

Every one of these is editable. If an assumption is wrong for you, change it, the answer changes with it.

months

Two months is common in Delhi and Mumbai. Bengaluru routinely asks six to ten.

months

Usually one month where there's a broker, nothing where there isn't.

months

One-off costs are spread across this. Leave after six months and the brokerage hurts four times as much.

% a year

Your deposit comes back, so it isn't lost, it just sits somewhere earning nothing. Pick a rate to measure that against. It is your comparison, not a forecast, and nothing here predicts what any account would pay.