Building now · First Five
Nobody teaches you money until it's already expensive.
A money simulator for 13–18 year olds. Five years of earning in an afternoon, the first salary, the first flat, the first loan, the month it all goes wrong.
It doesn't exist yet. We're building it and finding out if anyone wants it. The 12 tools below are real and free today.
12 tools that work right now
For whoever is already facing these numbers rather than rehearsing them.
What you have now
What actually reaches you, and what it is already spoken for.
Debt and safety
What you owe, and the buffer that stops you owing more.
What it grows into
Time, inflation and tax, applied to the same assumption.
Before your first salary
For 13 to 18: what things cost when measured in work and in years.
Every one answers a decision rather than naming an instrument. That is the whole selection rule, and it is why there are 12 rather than forty.
What First Five actually is
A world, not a course. You're 22, the offer letter is in your hand, and every choice moves numbers you can see, on money that can't hurt you yet.
Year one
The offer
It says ₹12L. Find out what actually lands.
Year one
The flat
Ten months' deposit in Bengaluru, two in Delhi. Pick one.
Year two
The friend
Someone asks for ₹20,000. You have it.
Year three
The card
The minimum payment looks manageable. It is not.
Year five
The March nobody plans for
The job ends. The first four years decide how long you last.
What it will never be
No card, no wallet, no money we hold. Every other product built for Indian teenagers earns when the teenager spends, so none of them can afford to say "not yet". We can.
Simulated rupees only, and no leaderboard.
For parents and teachers
It's built for 13–18 year olds, so the person we'd write to is you. One message when there's something real to try.